MTS - What are Dun & Bradstreet Scores and Ratings?

Question: What are Dun & Bradstreet Scores and Ratings?

Answer: Scores and Ratings Overview

A Dun & Bradstreet business credit file contains six critical scores and ratings. These predictive and performance-based indicators are derived using information in Dun & Bradstreet’s Data Cloud.

Four predictive scores and ratings suggest how a business might perform over the next 12 months:

1. The D&B® Delinquency Predictor Score predicts how likely a business is to pay its bills on time
2. The D&B® Financial Stress Score predicts the likelihood a business will experience financial distress
3. The D&B® Supplier Evaluation Risk (SER) Rating predicts how likely a business is to stop delivering its goods and services
4. The D&B® Viability Rating assesses the probability that a company will go out of business, become dormant/inactive, or file for bankruptcy/insolvency within the next 12 months

Two performance-based scores and ratings use historical information in a company’s Dun & Bradstreet credit file to help paint a picture of the company’s past performance:

1. The D&B PAYDEX® Score indicates how a company has paid its bills over the last 24 months
2. The D&B® Rating indicates a company’s net worth range based on company financial statements, as well as a company’s overall condition. If a company’s financial statements are not provided, the score is based on company size, industry, and other related factors.

Other information can be found at


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