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How does the company profile affect the Viability Rating™?

Question: How does the company profile affect the Viability Rating™?

Answer: The company profile takes into account how established a company is based on the combination of available financial data, trade payments, and demographics. Some examples of areas considered are financial statements, payment experiences, years in business, and company size based on number of employees or estimated annual sales.

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Below is a chart detailing how a company profile may rate based on financials, payments, years in business and company size:

Ranking

Financial Data

Trade Payments

Company Size

Years in Business

A

Available

Available: 3+Trade

Large: Employees:50+ or Sales:   $500K+

Established: 5+

B

Available

Available: 3+Trade

Large: Employees:50+ or Sales: $500K+

Young: <5

C

Available

Available: 3+Trade

Medium: Employees: 10-49 or   Sales: $100K-$499K

Established: 5+

D

Available

Available: 3+Trade

Medium: Employees: 10-49 or Sales: $100K-$499K

Young: <5

E

Available

Available: 3+Trade

Small: Employees: <10 or   Sales: <$10K or Missing

Established: 5+

F

Available

Available: 3+Trade

Small: Employees: <10 or Sales: <$10K or   Missing

Young: <5

G

Not Available

Available: 3+Trade

Large: Employees:50+ or Sales:   $500K+

Established: 5+

H

Not Available

Available: 3+Trade

Large: Employees:50+ or Sales: $500K+

Young: <5

I

Not Available

Available: 3+Trade

Medium: Employees: 10-49 or   Sales: $100K-$499K

Established: 5+

J

Not Available

Available: 3+Trade

Medium: Employees: 10-49 or Sales: $100K-$499K

Young: <5

K

Not Available

Available: 3+Trade

Small: Employees: <10 or   Sales: <$10K or Missing

Established: 5+

L

Not Available

Available: 3+Trade

Small: Employees: <10 or Sales: <$10K or   Missing

Young: <5

M

Not Available

Available: 1-2 Trade

Large: Employees:50+ or Sales:   $500K+

Established: 5+

N

Not Available

Available: 1-2 Trade

Large: Employees:50+ or Sales: $500K+

Young: <5

O

Not Available

Available: 1-2 Trade

Medium: Employees: 10-49 or   Sales: $100K-$499K

Established: 5+

P

Not Available

Available: 1-2 Trade

Medium: Employees: 10-49 or Sales: $100K-$499K

Young: <5

Q

Not Available

Available: 1-2 Trade

Small: Employees: <10 or   Sales: <$10K or Missing

Established: 5+

R

Not Available

Available: 1-2 Trade

Small: Employees: <10 or Sales: <$10K or   Missing

Young: <5

S

Not Available

Not Available

Large: Employees:50+ or Sales:   $500K+

Established: 5+

T

Not Available

Not Available

Large: Employees:50+ or Sales: $500K+

Young: <5

U

Not Available

Not Available

Medium: Employees: 10-49 or   Sales: $100K-$499K

Established: 5+

V

Not Available

Not Available

Medium: Employees: 10-49 or Sales: $100K-$499K

Young: <5

W

Not Available

Not Available

Small: Employees: <10 or   Sales: <$10K or Missing

Established: 5+

X

Not Available

Not Available

Small: Employees: <10 or Sales: <$10K or Missing

Young: <5

Y

Branch

     

Z

Subsidiary

     

 If you have questions regarding company profile and it's affect on the Viability Rating™, you can contact one of our Credit Advisors by clicking on the "Submit a Request" tab from the menu bar above and filling out a request form.

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