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How do I start building and monitoring my D&B® business credit scores and ratings?

Question: How do I start building and monitoring my D&B® business credit scores and ratings?

Answer:
Building and monitoring your business credit scores and ratings is a multi-step process.

1. You need to get a D&B D-U-N-S® number, which is a unique nine-digit business identification number.  Getting a D-U-N-S number starts the process of creating your business credit file.  For more details about D-U-N-S, please click more details.
To get a D-U-N-S please click get D-U-N-S.

2. You will want to verify your business data with VerifiedTM so that all the information about your business is correct in your account and on the internet.  For more details about Verified, please click more details.    
To get VerifiedTM please click get Verified.

3. The D&B Paydex® is a unique, dollar weighted indicator of a business's payment performance based on the total number of payment experiences in D&B's file. The D&B Paydex ranges from 1 to 100, with higher scores indicating better payment performance.  For more details about Paydex, please click more details.
How to update my company's Paydex, please click how to update.          . 

4. The D&B® Financial Stress Score (FSS) predicts the likelihood that a business will experience financial distress over the next 12 months, such as filing for bankruptcy. The FSS is comprised of a company's: business history, payment habits, and industry norms. Scores range from 1 (Low Risk) to 5 (High Likelihood).  For more details about Financial Stress Score, please click more details.        
How to update my company's Financial Stress Score, please click how to update.            

5. The D&B® Commercial Credit Score (CCS) is used to predict whether a company will pay its bills in a severely delinquent manner (90 days or more past terms), obtain legal relief from creditors or end operations without paying all creditors in full over the next 12 months, based on the information in D&B's files.  For more details about Commercial Credit Score, please click more details.
How to update my company's Commerical Credit Score, please click how to update.        

6. The D&B® Supplier Evaluation Risk Rating (SER) predicts the likelihood that a business will deliver goods as promised over the next 12 months.  This score is created using business history, payment habits, and industry norms.  Scores range from 1 through 9, with 1 indicating the lowest risk, and 9 indicating a high risk of not delivering goods as promised.  For more details about Supplier Evaluation Risk Rating, please click more details.
How to update my company's Supplier Evaluation Risk Rating, please click how to update.           

7. The D&B® Rating is a system that measures a firm's size and composite credit appraisal based on information from a company's interim or fiscal balance sheet and an overall evaluation of the firm's creditworthiness.  For more details about D&B Rating, please click more details.   
How to update my company's D&B Rating, please click how to update.      

How to build an monitor your company's credit file please click my company.
How to review another company's credit file please click another company.   

If you need help to start building and monitoring your business credit, contact one of our Credit Advisors using our toll-free number 1-800-700-2733 or click on the “submit a request” tab from the menu bar above and fill out a request form. 

Have more questions? Submit a request