Question: What is the new D&B® Delinquency Predictor Score and how do I impact it?
Answer: The D&B Delinquency Predictor (formerly the Commercial Credit Score) predicts the likelihood that a company will pay in a severely delinquent manner (91+ days past term) over the next 12 months, seek legal relief from creditors, or cease operations without paying all creditors in full over the next 12 months based on the information in D&B’s database. The Delinquency Predictor Classes range from 1 through 5, where 1 represents businesses that have the lowest probability of severe delinquency, and 5 represents businesses with the highest probability of severe delinquency.
By updating your financial statement data, you will provide customers and suppliers deeper insights about your business for when they assess credit lines, insurance premiums and supplier agreements.
Answer: You can impact your Delinquency Predictor Score by updating your financial statement data and trade experiences. By doing this you will provide D&B, your customers and suppliers deeper insights about your business when they assess credit lines, insurance premiums and supplier agreements.
For financial statements you can submit one or more of following:
D&B Statement Update Department P.O. Box 3698 Allentown, PA 18106-9987
For trade references:
To learn more about Trade References and how to submit them click here.
If you have questions regarding the Delinquency Predictor Score, you can contact one of our Credit Advisors by clicking on the "Submit a Request" tab from the menu bar above and filling out a request form.